720.547.2385 17351 West 64th Avenue, Arvada
720.702.2660 2100 South Josephine St, Denver
720.728.1162 10100 W 38th Ave, Wheat Ridge
We recently completed renovations of our common areas, principally in our Reflections Neighborhood. This area includes 46 suites devoted to the individualized care of those with memory impairment. Our dining area has all-new furnishings, expanded with al fresco dining on the patio. The ice-cream parlor has been converted to a beautiful Bistro and is now open 24/7 with a variety of snacks. The East Wing was converted to a Life Enrichment space with all new furnishings. The central living room added half walls to create activity zones and cozier spaces. New flooring with fresh carpet, wood-grain tile, and new paint throughout.
MorningStar of Boulder’s memory care is based on our extensive knowledge and experience with dementia-related diseases. We support residents from early onset through the final stages. We take a holistic approach to memory care and use alternative natural therapies whenever possible, as we have witnessed residents blossoming after eliminating or reducing medications.
MorningStar’s approach is the true definition of resident-directed care with the goal of giving each person as much control of their own life and decisions as possible. We would love to talk to you about our compassionate, trusted memory care or contact us to set up a visit to tour our loving community in Boulder.
720.547.2385 17351 West 64th Avenue, Arvada
720.702.2660 2100 South Josephine St, Denver
720.728.1162 10100 W 38th Ave, Wheat Ridge
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Senior Leadership discusses project
Senior Leadership discusses project
It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.
The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.
To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.
Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.
Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).
LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.
Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.
Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.
In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.
Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here
Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.
An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.
Not only does this living arrangement enhance life by its camaraderie, it also extends savings.
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