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970.432.8810

Senior Living Fort Collins

MORNINGSTAR OF

Fort Collins

970.432.8810
Assisted Living Memory Care
Schedule
Tour
MORNINGSTAR OF

Fort Collins

970.432.8810
Assisted Living Memory Care
Schedule
Tour
<<   GREAT NEWS:  Ask us about our Move-in Specials.    >>
SUITE PLANS AMENITIES

Senior Living Fort Collins –
Get Back to Living Life to the Fullest

If you are looking for unrivaled senior living Fort Collins’ MorningStar Assisted Living & Memory Care of Fort Collins raises the bar. Incorporating style, comfort, services, amenities, and location, we provide residents a relaxing lifestyle that feels like home. Located on the southeast side of the city and close to hospitals such as UCHealth Poudre Valley Hospital and Banner Fort Collins Medical Center Emergency Room, restaurants, shopping, and entertainment venues, Fort Collins has gained a distinction as being one of the best places to live in Colorado.
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Senior Living Fort Collins: Services, Amenities & Programs to Support Residents

With 55 smartly designed assisted living suites, residents have a choice of studio, one-bedroom and two-bedroom floorplans (some over 800 square feet). Luxury amenities include all-day, restaurant-style dining; fireside patio; all-season porches; fitness center; full salon, and more. Our signature wellness programs and activities offer the opportunity for physical, mental, spiritual and social connections as well as allow you to determine how active you want to be each day.

Our Reflections Neighborhood offers 24 memory care suites for those suffering from Alzheimer’s and other forms of memory impairment. We invite you to call today to inquire about availability or to set up a tour to see firsthand exceptional senior living in Fort Collins.

PHOTO GALLERY
Glimpses of the Heart
  • Mary Coleman Executive Director
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    Mary Coleman
    Executive Director
    My grandparents were the first seniors I loved unconditionally. Their house was a place of comfort and security; their home represented all that my grandparents were to me: Faith, Family and Gratefulness. Seniors have a wealth of knowledge to share about what matters most. Working with seniors gives me the opportunity to make a real difference, for a warm and empathetic presence in their lives can change a dismal day to a bright one. When we honor and care for seniors, we are serving God as well.
  • Nikol Laugen Wellness Director
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    Nikol Laugen
    Wellness Director
    In my years as a nurse in senior care, I have learned a great deal from my elders. They have been through so many different adventures and situations. Who better then to teach us “not to sweat the small stuff.” They continue to smile and appreciate others and give grace despite everything that life throws at you. On first walking into the MorningStar community I could immediately feel the warmth and peace here.
  • Greg Whitten Director Community Relations
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    Greg Whitten
    Director Community Relations
    The first seniors I loved unconditionally were my grandparents, Bob and Jo Templeton. He was a highly decorated WWII veteran who fought in the Battle of the Bulge. His recount of that story always had me on the edge of my seat. I would visit them every summer in Wyoming, one of my favorite memories growing up. I have always loved talking to seniors about their life. They teach me understanding and love. I appreciate how their wisdom allows them to see the positive in every person or situation. What distinguishes MorningStar is that our every team members work to ensure that our residents feel loved and continue to lead purposeful lives.
Starting Rate
from $5,850/month
Ask about financing options through ElderLife
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MorningStar of Fort Collins, 3509 Lochwood Dr, Fort Collins, CO 80525
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 The Fair Housing Act protects people from adverse treatment in any housing transaction based upon seven protected classes: race, color, religion, sex, disability, familial status and national origin. In good faith, MorningStar engages in the interactive process to address reasonable accommodations.  If you have a physical or cognitive disability that requires reasonable accommodations or modifications, in good faith, MorningStar engages in the interactive process to address reasonable accommodations.
The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.

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VIRTUAL TOUR
AMENITIES


  • All-day, Restaurant-style Dining
  • Full-Service Dining Room
  • Private Dining Room (for intimate dinners)
  • Chapel/Theatre
  • Library (including a computer)
  • Salon (for hairstyling, manicures and pedicures)
  • Fitness Room
  • Spa Bath
  • Bistro
  • Massage Room
  • Fireside Patio
  • All-season Porches
  • Enclosed Patio and Courtyard for Memory Care
  • Wellness Programs & Activities
  • 24-hour Care Staff
  • Full-time Licensed Nurse
  • Scheduled Transportation


  • Full, handicapped-accessible bathroom
  • Emergency call system
  • Private heating & air conditioning
  • Basic cable TV and utilities
  • Housekeeping (weekly)
  • Laundry and linen service (weekly)
  • Laundry facilities
  • Spot cleaning and trash removal (daily)

SUITE PLANS
(representative of a larger selection)
  • AL - Studio
  • AL/MC - 1 Bed
  • AL - 2 Bed
  • MC - Studio
AL - Studio
AL - Studio
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AL/MC - 1 Bed
AL/MC - 1 Bed
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AL - 2 Bed
AL - 2 Bed
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MC - Studio
MC - Studio
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BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

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