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406.635.8805

Assisted Living Billings

MORNINGSTAR OF

Billings

Assisted Living

406.635.8805
Independent Living Memory Care
Schedule
Tour
MORNINGSTAR OF

Billings

Assisted Living

406.635.8805
Independent Living Memory Care
Schedule
Tour
<<   Great News:  Ask us about our Move-in Specials.    >>
SUITE PLANS AMENITIES

Assisted Living Billings: Personalized Care to Live Life on Your Terms

Looking for the finest assisted living Billings has to offer? Billings was voted #24 in the “2019 Top 100 Best Places to Live.” MorningStar Senior Living of Billings offers spectacular views of the Rockies in 32 free-standing cottages, together with 72 bright suites for independent living, 70 for assisted living and 36 secure suites for residents with Alzheimer’s disease and other memory impairments.
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We recently renovated our community which includes beautiful new paint, carpet, art, and furnishings in all hallways and common areas. The suites were renovated as needed with contemporary carpet and paint. Our independent living cottages include a floor plan with over 1,225 square feet of space.

Assisted Living Billings – Offering Comfort, Wellness & Luxury

Nestled on the west end of Billings, the largest city in Montana, MorningStar of Billings boasts a country setting near shopping centers and the medical community. Our spacious independent and assisted living campus is situated in a beautiful, park-like neighborhood. The city is home to four golf courses and just miles away from Red Lodge, Montana, with its quaint, historic buildings and a menu of winter and summer adventures.

Montana was awarded the #7 ranking by MSN.com in its 2015 article, “The 10 Best States for Retirement,” in recognition of its nice weather, low cost of living, reasonable taxes (well below national average), and scenic beauty.

MorningStar of Billings unique mission statement “to honor, to value, to invest,” sets us apart from other senior living communities. Please contact us to learn more about the most trusted assisted living Billings offers.

RENOVATION COMPLETE
  • Foyer
  • Bistro
  • Dining Room
  • Fitness Room
  • Community Living Room
  • Private Dining Room
  • Bedroom
  • Suite Living Room/Kitchen
  • Library
  • Theatre
  • Salon
  • Courtyard
LIVE TWICE THE STORY
Enjoy these miracle moments of connecting and caring

(1-MINUTE VIDEO)
Starting Rate
from $3,930/month
Ask about financing options through ElderLife
GOOGLE REVIEWS
MorningStar of Billings, 4001 Bell Ave, Billings, MT 59106
Nearby Communities
Idaho Falls

208.547.5796 4000 S 25th E, Idaho Falls

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Education &
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Independent Living Billings, Assisted Living Homes Billings, Assisted Living Billings, Memory Care Billings
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 The Fair Housing Act protects people from adverse treatment in any housing transaction based upon seven protected classes: race, color, religion, sex, disability, familial status and national origin. In good faith, MorningStar engages in the interactive process to address reasonable accommodations.  If you have a physical or cognitive disability that requires reasonable accommodations or modifications, in good faith, MorningStar engages in the interactive process to address reasonable accommodations.
The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.

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BUILDING EXCITEMENT


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VIRTUAL TOUR
AMENITIES


  • 24-hour Care Managers
  • Full-time Licensed Nurse
  • Wellness Programs & Activities
  • Executive Chef-inspired Menus
  • All-day, Restaurant-style Dining
  • Private Dining Room
  • Bistro
  • Theatre
  • Library with Computer/Internet
  • Fitness Room
  • Billiards and Game Room
  • Secure Courtyard for Memory Care
  • Strolling Paths
  • Scheduled Transportation
  • Laundry Facilities
  • Life Enrichment Room
  • Spa Bath
  • Raised Garden Beds


  • Kitchen with Full Appliances (IL)
  • Kitchenette with Fridge & Microwave (AL)
  • Handicap-accessible Bathroom
  • 24-hour Emergency Call System
  • Private Heating & Air Conditioning
  • Cable TV & Utilities
  • Housekeeping, Weekly
  • Laundry and Linen Service, Weekly
  • Spot Cleaning, Daily
  • Trash Removal, Daily
  • Private Patio or Balcony (IL)
  • Private Safe
  • 9-foot Ceilings
  • Maple Shaker Cabinets
  • Fireplaces (Cottages only)
  • One-car Garages (Cottages only)
  • Ceiling Fans (Cottages only)

SUITE PLANS
(representative of a larger selection)
  • IL - 1 Bed
  • IL - 2 Bed
  • AL - Studio
  • AL - 1 Bed
  • AL - 2 Bed
  • MC - Studio
  • MC - Shared
  • Cottages
IL - 1 Bed
IL - 1 Bed
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IL - 2 Bed
IL - 2 Bed
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AL - Studio
AL - Studio
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AL - 1 Bed
AL - 1 Bed
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AL - 2 Bed
AL - 2 Bed
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MC - Studio
MC - Studio
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MC - Shared
MC - Shared
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Cottages
Cottages
DOWNLOAD COTTAGE PLANS
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BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

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