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425.522.5490

Retirement Communities Bothell

MORNINGSTAR OF

Kirkland

425.522.5490
Independent Living
Schedule
Tour
MORNINGSTAR OF

Kirkland

425.522.5490
Independent Living
Schedule
Tour
DON'T MISS OUT:
Exploring Senior Living Timelines, June 15, 3-4 pm
AMENITIES

Retirement Communities: Bothell Seniors Deserve the Best

As one of the area’s newer retirement communities, Bothell seniors need to take a look at MorningStar of Kirkland. Our contemporary-style 55+ community offers seniors a maintenance-free lifestyle with concierge services, an array of luxury amenities, and wellness programs. With 151 spacious apartments in a range of floorplans including studio, and one and two-bedroom configurations, you are sure to find one to suit.
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Situated just west of I-405 in the Totem Lake area, we are minutes from Bothell. Our community is close to Juanita Bay’s beaches and offers private and public walking paths as well as our own Zen-style gardens and courtyard. Evergreen Health Medical Center and The Village at Totem Lake are both less than a mile away, and downtown Seattle is 20 minutes to the southwest.

Retirement Communities Bothell: Offering Style, Comfort and Security

If you are new to independent living, let us introduce you to MorningStar of Kirkland’s many advantages. Along with someone else attending to the maintenance inside and out, residents enjoy built-in companionship, predictable budgeting and security. Amenities range from all-day, restaurant-style dining in several venues including our “Treehouse” to a bistro/bar, in-house theatre/chapel and swimming pool. Apartments are designed to maximize space and offer plenty of storage, full kitchens and high-end finishes. Secure underground parking is available.

MorningStar retirement communities are found across the Western U.S. and have proudly earned a reputation for excellence and authenticity since our inception in 2003. We invite you to contact us for more information regarding one of the finest retirement communities Bothell seniors can rely on.

PHOTO GALLERY
  • Kirkland Foyer
  • Kirkland Private Dining
  • Kirkland Bistro
  • Kirkland Dining Room
  • Kirkland Theatre
  • Kirkland Pool
  • Kirkland Deck and Firepit
  • Kirkland Suite Living Room
  • Kirkland Suite Living Room/Kitchen
  • Kirkland Suite Bedroom
  • Kirkland Art Studio
  • Kirkland Salon
Glimpses of the Heart
  • Janet Sederquist, Executive Director Janet Sederquist Executive Director
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    Janet Sederquist
    Executive Director
    Providing extended care to my 95-year-old mother redirected my career into senior living. That gift of service fed my soul and lit a fire to continue the passion I found serving seniors. MorningStar cares for their residents and team members from the heart; that is clearly reflected in everything we do as a brand.
Starting Rate
from $4,005/month
Ask about financing options through ElderLife
GOOGLE REVIEWS
MorningStar of Kirkland, 11729 NE 118th St, Kirkland, WA 98034
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Kindred spirits...living in community

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Education &
Inspiration for Seniors

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    June 07th, 2023

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    June 01st, 2023

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Senior Living Bellevue, Retirement Communities Bothell, Senior Living Bothell, Independent Living Kirkland, Senior Housing Kirkland, Senior Apartments Kirkland, Retirement Communities Kirkland
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 The Fair Housing Act protects people from adverse treatment in any housing transaction based upon seven protected classes: race, color, religion, sex, disability, familial status and national origin. In good faith, MorningStar engages in the interactive process to address reasonable accommodations.  If you have a physical or cognitive disability that requires reasonable accommodations or modifications, in good faith, MorningStar engages in the interactive process to address reasonable accommodations.
The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.

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VIRTUAL TOUR
AMENITIES


  • All-day, Restaurant-style Dining
  • Executive Chef-inspired Menus
  • Treehouse/Outdoor Dining
  • Private Dining Room
  • Bistro/Bar
  • Theatre/Chapel
  • Swimming Pool
  • Art Studio
  • Fitness Center & Studio
  • Wellness Programs & Activities
  • Salon
  • Business Center
  • Sport Courts
  • Zen Garden
  • Resident Garden Beds


  • Continental Breakfast plus Meal Plan
  • Full Kitchen
  • In-suite Washer/Dryer
  • Handicap-accessible Bathroom
  • 24-hour Emergency Call System
  • Individual Heating
  • Cable TV & Utilities
  • Laundry & Linen Service, weekly
  • Housekeeping, weekly
  • Private Patio or Balcony

SUITE PLANS
(representative of a larger selection)
  • Studio
  • 2 Bed, 2 Bath
  • 2 Bed, 1-1/2 Bath
  • 2 Bed, 1 Bath
  • 1 Bed, 1 Bath
Studio
DOWNLOAD PLANS
2 Bed, 2 Bath
DOWNLOAD PLANS
2 Bed, 1-1/2 Bath
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2 Bed, 1 Bath
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1 Bed, 1 Bath
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BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

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