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949.844.6632

Retirement Communities Mission Viejo

MORNINGSTAR OF

Mission Viejo

949.844.6632
Independent Living Assisted Living Memory Care
Schedule
Tour
Visit our Info Center: 28570 Marguerite Parkway
MORNINGSTAR OF

Mission Viejo

949.844.6632
Independent Living Assisted Living Memory Care
Schedule
Tour
Visit our Info Center: 28570 Marguerite Parkway
DON'T MISS OUT:
Ask us about our Move-in Specials
AMENITIES

Retirement Communities Mission Viejo –
The Area’s Newest Senior Living

If you would like to live in one of the area’s most desirable retirement communities, Mission Viejo’s fashionable MorningStar Senior Living of Mission Viejo is definitely one to consider. Our community offers 64 independent living suites for active seniors, and 41 assisted living suites for those requiring help with daily care activities. Within our distinct Reflections Neighborhood, we have 30 memory care suites devoted to those with memory impairment from Alzheimer’s and other forms of dementia.
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Our community is located on Marguerite Parkway, a north/south arterial pathway and convenient to The Shops at Mission Viejo and Providence Mission Hospital Mission Viejo. For recreation, the Mission Viejo Country Club, Arroyo Trabuco Golf Club and Niguel Botanical Preserve are nearby, as are some of the state’s most iconic beaches and parks.

Retirement Communities Mission Viejo -
Offering Predictable Budgeting & Maintenance Free Living

Incorporating style, comfort, services, amenities and location as well as a dedicated team, we provide residents a relaxing lifestyle that feels like home. The award-winning, Spanish-inspired design of MorningStar of Mission Viejo is not only aesthetically appealing but maximizes functionality with graciously-appointed common areas including multiple dining venues, sky terrace, courtyards, and landscaped grounds.

MorningStar is proud of the reputation we have earned for excellence and authenticity since our inception in 2003. We believe the human capacity to grow, to learn and to contribute is ageless; and we act upon this truth daily, as we care for, inspire, and love those beneath our roof. Please contact us to learn more about one of the finest retirement communities Mission Viejo offers seniors.

PHOTO GALLERY
  • Foyer
  • Foyer
  • Bistro
  • Art Room
  • Fitness Room
  • Dining Room
  • Dining Room
  • Game Room
  • Library
  • Theater
  • Studio Suite
  • One Bedroom Suite
Glimpses of the Heart
  • Dyan Summerell, Executive Director Dyan Summerell Executive Director
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    Dyan Summerell
    Executive Director
    My grandmother, Mary, was the quintessential Italian grandmother. At 4’10”. Nana would make pastries and pasta, all the while smiling and laughing and urging me to “eat, eat, eat”! She lived to 104 and was the light of my life. The seniors I serve today teach me to be patient, humble, grateful and to cherish the moment, for it all flashes by too fast. I was strongly drawn to MorningStar by its culture, values and philanthropy. I am at home here to a degree I have never felt in previous professional positions.
  • Irma Arreola, Wellness Director Irma Arreola Wellness Director
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    Irma Arreola
    Wellness Director
    My love for seniors comes from Grandpa Loreto and Grandma Simona. Grandfather was a pastor and "Mona" is a prayer warrior and backbone of our family. She could always be found in the early mornings on her knees beside her bed with a blanket over her shoulders, mentioning everyone's name in prayer. Seniors are a population that have so much to offer. By their eventful lives, full of hills and valleys, they can share wisdom and guidance, having likely experienced whatever you may be going through. I admire MorningStar for unashamedly keeping God at the forefront of their values.
  • Christopher Giron, Dir Community Relations Christopher Giron Dir Community Relations
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    Christopher Giron
    Dir Community Relations
    The first senior I’ve ever loved is my dear grandmother Rosa. She has visited California annually to spend time with all of her grandchildren. Abue Rose is the first person to consistently teach me about faith in God and unconditional love through acts of service and daily prayer. Working for seniors has been the most gratifying job I’ve had in my career. Our seniors sacrificed a lot to pave the way for generations. From seniors I learn to live more lightheartedly, and to set time to nurture relationships and make memories.
Call to schedule an appointment: 949.844.6632

MorningStar Senior Living of Mission Viejo, 28570 Marguerite Pkwy, Mission Viejo CA 92692, Mission Viejo, CA 92692
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Kindred Spirits...Living in Community

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Education &
Inspiration for Seniors

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RCFE #306006248 Memory Care License Application Pending
Assisted Living Mission Viejo, Independent Living Mission Viejo, Memory Care Mission Viejo, Retirement Communities Mission Viejo
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 The Fair Housing Act protects people from adverse treatment in any housing transaction based upon seven protected classes: race, color, religion, sex, disability, familial status and national origin. In good faith, MorningStar engages in the interactive process to address reasonable accommodations.  If you have a physical or cognitive disability that requires reasonable accommodations or modifications, in good faith, MorningStar engages in the interactive process to address reasonable accommodations.
The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.

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VIRTUAL TOUR
AMENITIES


  • Underground parking
  • Game room
  • Club room
  • Theater
  • Art Studio
  • Fitness center
  • Salon
  • Multiple dining Venues
  • Private dining room, life enrichment room
  • Sky terraces
  • Billiards room
  • Swimming pool
  • Courtyards 


  • Kitchenette with sink and refrigerator
  • Full, handicapped-accessible bathroom
  • Emergency call system
  • Private heating & air conditioning
  • Basic cable TV and utilities
  • Housekeeping, weekly
  • Laundry and linen service, weekly
  • Laundry facilities
  • Spot cleaning and trash removal, daily

SUITE PLANS
(representative of a larger selection)
  • MC - Private Suite
  • MC - Private Suite #2
  • MC - Companion
MC - Private Suite
Memory Care Private Suite
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MC - Private Suite #2
Memory Care Private Suite #2
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MC - Companion
Memory Care Companion
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BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

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