510.900.8959 2000 Dwight Way, Berkeley
650.903.7172 1059 El Monte Avenue, Mountain View
669.219.2835 1380 South De Anza Blvd., San Jose
Located within the commercial and culture heart of the San Gabriel Valley, MorningStar of Pasadena is right off the W Historic Route 66, making it easy for family and friends to visit. The Huntington Health Hospital and the peaceful Arlington Garden of Pasadena, featuring Mediterranean and Californian trees and succulents, are a few blocks away.
MorningStar’s memory care specialists complete thorough training including our signature program, Lavender Sky, and incorporate Montessori-based therapies to create personalized service plans to address the needs of residents. Daily, purposeful activities use music, dance, art, aromatherapy, and animals to find ways to connect with and nurture the individual whatever the extent of memory impairment.
MorningStar communities across the Western US exemplify the very best in senior living with our unique mission statement “to honor, to value, to invest” rooted in the Judeo-Christian ethic. Contact us to learn more about compassionate memory care Pasadena families can trust.
510.900.8959 2000 Dwight Way, Berkeley
650.903.7172 1059 El Monte Avenue, Mountain View
669.219.2835 1380 South De Anza Blvd., San Jose
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Senior Leadership discusses project
Senior Leadership discusses project
It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.
The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.
To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.
Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.
Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).
LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.
Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.
Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.
In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.
Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here
Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.
An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.
Not only does this living arrangement enhance life by its camaraderie, it also extends savings.
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