• Home
  • Find Your Community
  • Our Heart
    • In the Beginning
    • Culture of Radiance
    • Philanthropy
  • First Steps
    • FAQs
    • Decision Guide
    • Affordability
    • Veterans
    • Rooted Blog
  • Lifestyle Options
    • Independent Living
    • Assisted Living
    • Memory Care
  • Wellness
    • Life Enrichment
    • Dining Experience
    • Clinical Services
  • Leadership
  • Contact Us
  • Careers
  • Resident BillPay
We are Vaccinated.  COVID-19 Response click here
  • Find Community
  • Contact Us
  • Leadership
  • Careers
  • Resident BillPay
×
MorningStar Senior LivingMorningStar Senior Living
  • Our Heart
    • In the Beginning
    • Culture of Radiance
    • Philanthropy
  • First Steps
    • FAQs
    • Decision Guide
    • Affordability
    • Veterans
    • Rooted Blog
  • Lifestyle Options
    • Independent Living
    • Assisted Living
    • Memory Care
  • Wellness
    • Life Enrichment
    • Dining Experience
    • Clinical Services
844.501.0089

Foundation International

LOVE KNOWS
NO BOUNDS

Global Outreach

LOVE KNOWS
NO BOUNDS

Global Outreach

Home > Foundation > Foundation International

IN SUPPORT OF INTERNATIONAL MINISTRIES


The Bible makes clear that the Lord is nearest to the poor in spirit. And where God's
heart is we want to be also.

Our senior leaders, Ken Jaeger and Matt Turner, have walked the path of poverty many times in developing nations, each trip a profound and humbling experience, deepening their resolve that MorningStar Senior Living play a central role in impacting the world for good.


A FORCE FOR GOOD


(5-MINUTE VIDEO)

LIVING OUT OUR MISSION


(7-MINUTE VIDEO)
To the forlorn area of Puerto Cabezas, Nicaragua, Ken Jaeger first came in 2008. There he met Pastor
Earl Bowie and his fledging orphan ministry, Casa Bernabé. On the plane ride home, Ken’s heart was
clenched by the desperation of need he’d witnessed. “I knew I couldn’t turn the page on this. What I saw
insisted on a response.”

The concentrated volunteer efforts ever since have made their loving mark on the orphanage and its
surrounding village. Today, for the 80 children it serves, Casa Bernabé has new dormitories; dining
hall and commercial kitchen; soccer field and basketball court—a miracle of progress made possible
by teams of volunteer workers and donors. Ken and his grown children have led many of these teams
themselves; in 2016, he took 15 leaders from MorningStar’s Home Office.

This ministry of love to the people of Eastern Nicaragua has advanced our mission in ways we couldn’t
have imagined. Learn more at:

CASABERNABE.ORG DONATE TO CASA BERNABE

Without clean water, life is a torment.

Around the globe, nearly 90% of all diseases are caused by poor hygiene, inadequate sanitation, and
unsafe drinking water. Every two minutes, a child dies from waterborne illnesses. That’s 720 kids a day.
The hours spent finding distant water, no matter how unclean, is time not invested in income-producing,
parenting and educational pursuits, all of which keep families in a devastating cycle of poverty.

Knowing real transformation happens only with local buy-in, Lifewater’s Healthy Village strategy focuses
not just on their delivery of a safe water point, but also on the villagers’ monitored adoption of hygiene
habits in each and every home.

To an African village of 500, who have known nothing but filthy water teeming with disease, imagine the
joy when first they see water surging forth from a new well—clear and cold and fresh. This is Answer to
immense prayer. This changes Everything. Learn more at:

LIFEWATER.ORG DONATE TO LIFEWATER
Doing Our Share
844.705.0209
Home Page
Find Community
Leadership
Contact Us
Under Development
Resident BillPay
Careers Here button
Welcome to
MorningStar Living®
Privacy Policy
Our Heart

In the Beginning
Culture of Radiance
Philanthropy

First Steps

FAQs
Decision Guide
Affordability
Veterans
Rooted Blog

 

Lifestyle Options

Independent Living
Assisted Living
Memory Care

Wellness

Life Enrichment
Dining Experience
Clinical Services

 The Fair Housing Act protects people from adverse treatment in any housing transaction based upon seven protected classes: race, color, religion, sex, disability, familial status and national origin. In good faith, MorningStar engages in the interactive process to address reasonable accommodations.  If you have a physical or cognitive disability that requires reasonable accommodations or modifications, in good faith, MorningStar engages in the interactive process to address reasonable accommodations.
The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.

×

MorningStar Logo


Website: Colorado Creative Designs, LLC © 2023 · MorningStar Senior Living • All Rights Reserved • Privacy Policy • SMS Policy • Site Map

  • Request a Call

BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

Virtual Tour TEST

https://mstarinteractive.com/tours/mission-viejo/amenities/

We use cookies for functions and purposes explained in our privacy policy. To withdraw your consent, please follow this link X