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MorningStar of Pasadena
Grand Re-Opening

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MorningStar of Pasadena
Grand Re-Opening

MORNINGSTAR SENIOR LIVING | April 15
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Assisted Living, Rooted Blog, Senior Care, Senior Family, Senior Health, Senior Living |
The grand re-opening of the newly renovated MorningStar Senior Living of Pasadena brings a new level of luxury living and the specialized services of memory care to the community.

MorningStar of Pasadena Celebrates Grand Re-Opening


What a difference a renovation can make. A little over 3 years ago in 2020, MorningStar Senior Living took over management of a four-story, 144-unit property and soon embarked on a complete renovation that transformed this conveniently located Pasadena senior living community.

The results of a skillfully executed design approach are nothing short of stunning. Created to evoke a feeling of a warm and welcoming environment filled with rich texture, the visual inspiration for the renovation was the beautiful landscape and heritage of Pasadena Valley. The soothing color palette combines inviting neutrals punctuated by refreshing greens and blues that reflect the ease and tranquility of the California lifestyle that make residents feel right at home. Other touches like warm wood tones, natural stone countertops and black metal finishes bring to mind the intricate ironwork gracing many of the area’s older buildings.

The refreshed interior is just the beginning. Each level elevates the resident experience by engaging mind, body, and spirit with intentional activities and destinations. The journey begins on the first floor with the Bistro that features ceramic tiles similar to the hand-painted Spanish/Colonial tiles locally renown. Residents can meet friends at this casual café for breakfast, a quick snack or an aperitif before dinner.

The second floor is now home to the community’s new memory care neighborhood serving those with Alzheimer’s or other forms of dementia, created as an environment providing both a sense of independence and security. Bathed in soothing blues and vibrant greens, this neighborhood features places for friends and family to gather and engage. A private outdoor terrace beckons residents fresh air whenever they like.

The community’s reimagined Theatre takes its design cues from the nearby Pasadena Playhouse and iconic Hollywood Hills. The walls are lined with vintage movie posters and the space filled with upscale furnishings. Created to play host to a range of entertainment options including concerts and lectures, the Theatre draws residents to enjoy the show and each other.

Just beyond the Theatre, residents can express their creativity in the Art and Garden Room. Painted in rich terracotta, the room opens to an inviting outdoor deck. Other amenities include multiple libraries, salon, club room with terrace and a music room. A light-filled lobby welcomes residents and guests alike, opening to an expanded dining room and a smaller private dining room. The community offers a modernized fitness/therapy center and Sky Terraces with spectacular views of South Pasadena and the San Gabriels.

Steps outside the community is Old Pasadena’s main street with its eclectic mix of historically preserved buildings that are home to vibrant shops, restaurants and entertainment venues.

In addition to the newly renovated spaces, MorningStar is constructing a building next door in 2025 to provide more independent living where seniors can live a carefree life in their retirement years.

MorningStar Senior Living


If your loved one lives far from family and friends, it could be time to move into a senior living community near their adult children where they’ll have the companionship of fellow seniors and a compassionate service team. At MorningStar Senior Living, a 24/7 team is dedicated to offer care and hospitality services that meet each resident’s social, emotional, physical, and spiritual needs.


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BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 877.664.1710 or Click Here.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 877.664.1710.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 877.664.1710 to be connected with an expert for a free policy review.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 877.664.1710.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

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