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Speak to a senior living expert: 303.720.7814
  • About Us
    • Find Your Community
    • In the Beginning
    • Servant Leadership
    • News, Media, Blog
    • Culture of Radiance
    • Philanthropy
    • Careers
  • Lifestyle Options
    • Independent Living
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Radiance

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Radiant
Culture

Find a MorningStar

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SERVICE BECOMES US

FOSTERING A CULTURE OF EXCELLENCE

Radiance is one of the distinguishing hallmarks of MorningStar Senior Living. More than a program, more than an initiative, Radiance is a mindset of service excellence that builds a culture of high character.

The principles taught in Radiance training and modeled daily give MorningStar a framework through which we empower our team to be People of Excellence. Every team member knows he or she is an integral part of our success and a significant contributor to our brand.

We believe humility and kindness are key to healthy relationships—with team, residents and families. Radiance gives us the means of bringing those cultural strengths to life.
“Radiance training is absolutely phenomenal! Thank you for investing so much into your company, residents and, especially, team. I appreciate that MorningStar strives not only to help team members be their best at work, but in their personal lives as well.” (Team Member)

Origins of Radiance

How to Build an Uplifting Culture

Solid Gold Hearts

What We Look for in Team Members

“This company and its values changed my life in five hours, literally. The true love, compassion and passion that is put into MorningStar makes me want to do better, not only at work but throughout my life.”
(Team Member)

Sub-heading here

Sub-heading here

Called to Serve
Team Members Speak from the Heart
Called to Serve
Team Members Speak from the Heart
"MorningStar stands firm upon the principles of love, kindness, honesty, goodness, fairness, respect. I have worked for organizations that tap into the marketing benefit of these ideals, but never one that truly draws identity from them."
Called to Serve
Team Members Speak from the Heart
"My love for seniors comes from Grandpa Loreto and Grandma Simona. He was a pastor and she is the prayer warrior of our family. By their eventful lives, seniors share wisdom and guidance, having likely experienced whatever you may be going through."
Called to Serve
Team Members Speak from the Heart
"I’m proud to be a part of something so much more than a business. MorningStar raises the bar by attracting the highest integrity in its team. The company’s core values are more than words: transparency and honesty are at the heart of what we do."
Called to Serve
Team Members Speak from the Heart
"My values align with MorningStar’s. When I read about its origin and Founder Ken Jaeger’s inspiration, it gave me goosebumps. Our mission says a lot about what we stand for as a company: Honor God, Value Seniors, Invest Generously."
Called to Serve
Team Members Speak from the Heart
"Caring for seniors is a noble calling and I am proud to be part of a company that centers its mission around a commitment to strong moral values and ethics."
Called to Serve
Team Members Speak from the Heart
"The Lord placed it in my heart to serve by giving a listening ear, selfless love and gratitude. Job 12:12 reminds us of the value of speaking to older adults. MorningStar shows what a servant’s heart looks like in the way they give back to the team and broader community."
Called to Serve
Team Members Speak from the Heart
"My heart for seniors found its home first with Grandpa Martin. I would visit his senior community, doing activities, going for walks or just reminiscing. Working with seniors is extremely rewarding. They teach me to love unconditionally."
Called to Serve
Team Members Speak from the Heart
"Coming to MorningStar from a fast-paced healthcare setting, I welcomed the opportunity to slow down and truly get to know residents. MorningStar’s core values distinguish us. Spreading radiance makes me a happier person, knowing I have touched someone’s heart."
Called to Serve
Team Members Speak from the Heart
"Seniors speak powerfully to the fact that freedom comes at a cost. It requires that you choose to do the right thing which almost always includes sacrifice. Whether it’s time, money or comfort, those who came before us chose to sacrifice to build a better society."
Called to Serve
Team Members Speak from the Heart
"It’s a fine thing to represent a brand with so much integrity and depth of purpose. Senior care is reason enough to be inspired and motivated. But at MorningStar, we have more. We’re on a mission. We’re resolved to leave a legacy of benevolence and changed lives within our communities and around the world."
Hear from the Team

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Education &
Inspiration for Seniors

All Blog Posts

  • Senior couples sitting on an outdoor patio enjoying conversation and company

    The Role of Holistic Wellness For Seniors in Their Aging Journey

    September 14, 2026

    Holistic wellness for seniors takes a multilevel approach to all aspects of…

  • Portrait of happy senior couple moving boxes inside their home

    A Guide to Decluttering a
    Home When Preparing for a Senior Living Move

    September 01, 2026

    When preparing for a senior living move, use these practical decluttering tips…

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 The Fair Housing Act protects people from adverse treatment in any housing transaction based upon seven protected classes: race, color, religion, sex, disability, familial status and national origin. In good faith, MorningStar engages in the interactive process to address reasonable accommodations.  If you have a physical or cognitive disability that requires reasonable accommodations or modifications, in good faith, MorningStar engages in the interactive process to address reasonable accommodations.
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  • Move Made Easy

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 888.228.4500.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 888.228.4500.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 888.228.4500 to be connected with an expert for a free policy review.

BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 888.228.4500 or Click Here.

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