• About Us
    • Find Your Community
    • In the Beginning
    • Servant Leadership
    • News, Media, Blog
    • Culture of Radiance
    • Philanthropy
    • Careers
  • Lifestyle Options
    • Independent Living
    • Assisted Living
    • Memory Care
  • Wellness
    • Life Enrichment
    • Dining Experience
    • Clinical Services
  • Resources
    • Contact Us
    • FAQs
    • Decision Guide
    • Affordability
    • Veterans
    • Move Made Easy
    • Resident Biographies
  • Find Your Community
  • Contact Us
  • Speak to a senior living expert: 303.720.7814
×
MorningStar Senior LivingMorningStar Senior Living
MorningStar Senior LivingMorningStar Senior Living
Speak to a senior living expert: 303.720.7814
  • About Us
    • Find Your Community
    • In the Beginning
    • Servant Leadership
    • News, Media, Blog
    • Culture of Radiance
    • Philanthropy
    • Careers
  • Lifestyle Options
    • Independent Living
    • Assisted Living
    • Memory Care
  • Wellness
    • Life Enrichment
    • Dining Experience
    • Clinical Services
  • Resources
    • Contact Us
    • FAQs
    • Decision Guide
    • Affordability
    • Military Veterans
    • Move Made Easy
    • Resident Biographies
SCHEDULE YOUR TOUR NOW
Shining Light, Giving Water, Changing Lives

Home - Shining Light, Giving Water, Changing Lives

« Back

Shining Light, Giving Water, Changing Lives

MORNINGSTAR SENIOR LIVING | December 21, 2023
SHARE
[DISPLAY_ULTIMATE_PLUS]
Philanthropy, Rooted Blog |
MorningStar Senior Living wants not only to “cast a new light,” but we want others to see that light and feel its warmth.

MorningStar Senior Living wants not only to “cast a new light,” we want others to see that light and feel its warmth. It is a light that stretches beyond the walls of our communities and into the lives of those in need across the world—even into the most remote villages of Ethiopia.

Founder/CEO Ken Jaeger’s vision for MorningStar has always been to be a company of servant-minded, purpose-driven leaders in our senior communities and throughout the world. To help accomplish this, the MorningStar Foundation was established in 2019, formalizing our support of philanthropic initiatives locally and abroad.

One of our global charitable partners is Lifewater, whose transformative approach provides clean water and sanitation to the most remote areas while spreading the good news of Jesus Christ. This November, Ken and MorningStar’s Director of Philanthropy, Christine Jaeger, traveled to Ethiopia with Lifewater, witnessing the ongoing need for the work they do to end the global water crisis.

Today, 703 million people around the world lack basic access to safe water, and every two minutes a child under the age of five dies from a preventable waterborne disease. The good news? The water crisis can be ended, and Lifewater aims to do just that.

Matt Turner, Managing Partner of MorningStar, has long been drawn to clean water issues by its reverberating impact on underserved and difficult-to-reach populations around the world. Involved in water development initiatives since 2013, Matt found Lifewater’s model for sustained outcomes particularly impressive, prompting Ken to take his own vision trip in 2019.

After witnessing the need for a drill rig in Ethiopia–where over 50% of the population does not have access to safe drinking water—Ken initiated Dig Deep, a campaign wherein the company raised the remaining funds needed to purchase the rig. Today it drills one new well every three days, providing safe water for thousands of families in remote regions of the country.

While in Ethiopia this past November, Jaeger visited the Dodola region, an area supported by MorningStar team members’ voluntary payroll deductions as well as by our annual Quench charity golf event. There he saw the drill rig in action, surrounded by an entire village watching and waiting for the geyser of water that signaled a restoration of health.

“I saw firsthand how we are truly changing lives together,” Ken said. “I’m grateful for our team’s service in our communities and for their service to those around the world, allowing us to continue impacting lives for the better, near and far.”

The transformation made by clean water, sanitation and hygiene is remarkable, and we are proud to be a company desiring to make a change in the lives of thousands across the world.

The gratitude is echoed by Lifewater’s CEO, David LeVan,“We are privileged to work with MorningStar to give life to children living in extreme poverty.”

A company full of servant-hearts: that’s who MorningStar is. Making a difference in the lives of those in Ethiopia, making a difference in the lives of our beloved residents, impacting the world for good wherever we are.

If your loved one lives far from family and friends, it could be time to move into a senior living community near their adult children where they’ll have the companionship of fellow seniors and a compassionate service team. At MorningStar Senior Living, a 24/7 team is dedicated to offer care and hospitality services that meet each resident’s social, emotional, physical, and spiritual needs.

0
Share

Categories

  • Blog Articles
  • Media Mentions
  • Press Releases

Article Topics

  • Assisted Living
  • Community News
  • Community Sister
  • Financial Planning
  • Health & Wellness
  • Holidays
  • Independent Living
  • Memory Care
  • Nutrition/Meals
  • Philanthropy
  • Relationships/Socialization
  • Rooted Blog
  • Senior Living





844.705.0209
Welcome to
MorningStar Living®
Home Page
Find Community
Under Development
Resident BillPay
Privacy & SMS Policy
Careers Here

 The Fair Housing Act protects people from adverse treatment in any housing transaction based upon seven protected classes: race, color, religion, sex, disability, familial status and national origin. In good faith, MorningStar engages in the interactive process to address reasonable accommodations.  If you have a physical or cognitive disability that requires reasonable accommodations or modifications, in good faith, MorningStar engages in the interactive process to address reasonable accommodations.
The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.The ADA prohibits exclusion, segregation and unequal treatment in providing effective communication for people with hearing, vision or speech disabilities and other access requirements. In good faith, MorningStar is open to dialogue on any reasonable accommodations or modifications you may need.

×

About Us

In the Beginning
Servant Leadership
News & Media
Culture of Radiance
Philanthropy
Careers

Lifestyle Options
  • Independent Living
  • Assisted Living
  • Memory Care
Wellness

Life Enrichment
Dining Experience
Clinical Services

Resources

FAQs
Decision Guide
Affordability
Veterans
Move Made Easy
Blog
Resident Biographies
Contact Us

MorningStar Logo


Website: Colorado Creative Designs, LLC © 2026 · MorningStar Senior Living • All Rights Reserved • Privacy & SMS Policy • Site Map

  • Move Made Easy

COMPANION LIVING

MorningStar offers Companion Living in all of our communities, where two unrelated people of the same sex share a suite, whether in independent living, assisted living or memory care.

Not only does this living arrangement enhance life by its camaraderie, it also extends savings.

REVERSE MORTGAGE

When one partner needs assisted living, and the other partner chooses to remain living in a private home, a reverse mortgage may be a good solution to help pay for increased expenses. Without affecting Medicare or Social Security benefits, reverse mortgages allow a homeowner to stay in the home and withdraw from the equity that the couple has built. Mortgage holders get tax-free cash flow as a loan against that equity, a loan that doesn’t need to be repaid until the house is sold or the owner moves out or dies.

Be sure to vet lenders and their terms thoroughly before making any decision. If you would like to be connected to a trusted, licensed reverse mortgage partner, call 888.228.4500.

SELLING THE HOME

The equity built up in a private home is typically a retiree’s largest asset, making the proceeds from selling extremely helpful when transitioning to a senior community. However, selling a home in a timely manner can be challenging and time-consuming. This is especially true when adult children are not living near to assist.

Many families find it helpful to work with a Real Estate Professional experienced with all aspects of selling a senior’s home. From packing and cleaning to listing and selling, ElderLife’s agents are ready to assist with the entire process to simplify a senior transition. To be connected with a local agent, call 888.228.4500.

SOCIAL SECURITY

Approach Social Security (SS) benefits tactically. Historically, it was wise to take SS benefits early and invest them. Today, that’s not necessarily so. Maximized benefits may best be found through delayed retirement credits. Depending on your birth year, benefits increase by 3-8% annually. If you wait until age 70 to collect, that monthly check could increase by 25% or more. And a surviving spouse receives the entirety of that benefit upon the worker’s death, making delayed retirement credits even more valuable. Study the new rules to choose your best course.
Click here for original source info.

MEDICARE

Think of Medicare as health insurance for those 65 years and older, regardless of income. While Medicare never pays for assisted living, it is designed to help fund certain postacute expenses in the first 100 days, namely hospitalization and rehab, as long as the person’s health is improving.
Once you’ve plateaued, Medicare stops paying.

Benefits may be available for home health care, but only if certain conditions are met. Medicare Part A covers hospice (palliative care) for the actively dying, regardless of income, including in a senior living community. Click here for original source info.

In contrast, Medicaid is a federal government program that subsidizes the medical expenses (including certain health services and nursing home care) for low income people of all ages. MorningStar does not accept Medicaid. Click here for more information.

LEVERAGE LIFE INSURANCE POLICIES

Whole life and universal life policies build a reserve of cash through interest-earning excess premiums (known as the policy’s “cash value”). In some situations, life insurance can be a source of ready funds through cash surrender, death benefit loans, accelerating death benefits, life (or viatical) settlements, or even selling the policy on the open market for immediate cash.

Before acting on any of these methods, consult a financial advisor, as there may be tax consequences. Life Care Funding can also help you determine whether a policy can be converted. Click Here

TAX BENEFITS

The IRS allows certain deductions on a federal tax return for the cost of housing and meals of those receiving long-term care in a senior community due to chronic illness or the inability to live alone.

Assisted living residents may qualify for these deductions if a physician certifies that they have been unable to perform at least two activities of daily living (such as eating, bathing or dressing) without assistance for at least 90 days. The same deductions can apply to those who require substantial supervision due to memory impairment.

An adult child paying for a parent’s care may also qualify for the tax deductions, if the child can claim the parent as a dependent. Consult a tax advisor for further information or visit the Internal Revenue Service (IRS) Click Here.

LONG-TERM CARE INSURANCE

Long-term care insurance helps pay for senior care and protect personal assets by covering expenses up to the amounts set forth in the policy. LTC insurance pays for a variety of services in senior communities, and can offer care options that may not be covered through the federal subsidies of Medicare and Medicaid (see below section).

LTC policies can be complex and it may be difficult to understand and activate your policy. If you have questions about your Long-term Care policy, call 888.228.4500 to be connected with an expert for a free policy review.

BRIDGE LOANS

It’s not uncommon for families to be short on funds when transitioning a loved one into a senior community. The ElderLife Bridge Loan allows you to pay for rent and care in the short term while waiting for other funds to come in. Common financial shortfalls include the time that it takes to list and sell a home, or the waiting period before receiving VA Benefits.

The Bridge Loan is designed like a line of credit, bridging the financial shortfall for up to 12 months. The loan is unsecured (no collateral needed) and approved quickly with no penalty for early payoff and affordable interest payments as low as $8 per $1000 borrowed.

To learn more about the ElderLife Bridge Loan, call 888.228.4500 or Click Here.

Virtual Tour TEST

https://mstarinteractive.com/tours/mission-viejo/amenities/

Call placeholder
We use cookies for functions and purposes explained in our privacy policy. To withdraw your consent, please follow this link X